Information, not advice
Our calculators and content provide general information only. They are not financial, tax or legal advice, and they are not a recommendation of any product, fund, policy or course of action. They do not take your personal circumstances into account beyond the figures you enter. If you need advice for your situation, please speak to a qualified professional.
Estimates only
The results our calculators produce are estimates, based on the figures you enter and on published rules as we understand them. They may not match your actual position. Rules change, and your own circumstances may differ from our assumptions.
Please verify with the relevant body
Before acting on anything you see here, verify it with the relevant official source — for example, the Australian Taxation Office (ato.gov.au), privatehealth.gov.au, or Services Australia (servicesaustralia.gov.au). Their information governs your actual entitlements and obligations.
Not affiliated or endorsed
Money Back Australia is independent. We are not affiliated with, or endorsed by, the ATO, APRA, Services Australia, or any health fund. Our figures are based on their published rules, but they are our calculations, not theirs.
Liability
To the extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, our calculators or content. Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy that cannot be excluded under the Australian Consumer Law. Where those guarantees apply, they apply in addition to these terms.
Contact
Questions about these terms? Contact us at hello@ (TODO — address to be confirmed).